Mortgage Recast News

Bear Stearns what it means

2008-03-22T02:53:00.000-07:00

Mortgage Crisis Suggestions

2008-03-22T02:32:00.001-07:00

Wall Street and your loan

2008-03-22T02:27:00.002-07:00

Stated Loan now means New Renter

2008-03-22T02:27:00.001-07:00

The New Real Estate Investors

2008-03-22T02:26:00.001-07:00

Myth #7 Short Sales

2008-03-22T02:25:00.001-07:00

Myth #6 Lenders Owning Real Estate

2008-03-22T02:24:00.001-07:00

Myth #5 Lenders are willing to Help You

2008-03-22T02:23:00.001-07:00

Myth #4 Forbearance and your Credit

2008-03-22T02:21:00.000-07:00

Myth #3 Short Sales and your Credit

2008-03-22T02:20:00.000-07:00

Myth #2 Hope Now Alliance

2008-03-22T02:18:00.000-07:00

Myth #1 Lenders dont want to Foreclose

2008-03-22T02:17:00.000-07:00

Is your Original Note Missing?

2008-03-22T02:15:00.000-07:00

Forbearance Fail 90% of Time

2008-03-22T02:13:00.000-07:00

Lenders Expedit Foreclosure Process

2008-03-22T02:12:00.000-07:00

ARM's not adjusted unless Due or Late

2008-03-22T02:11:00.000-07:00

Debt Collection for Inbound Calls

2008-03-22T02:10:00.000-07:00

Loss Mitigation Departments Don't Exist

2008-03-22T02:07:00.000-07:00

Lenders and How we get them to Listen

2008-02-16T18:19:00.000-08:00

Turn Key Solution for this Mortgage Crisis

2008-02-16T18:14:00.000-08:00

Creditxp CEO talks about Lender Guidelines and How Software Program is used against Lenders by Attorneys & Auditors

2007-11-25T04:09:00.000-08:00

Currently we have 250 major wholesale lenders and 1000’s of mortgage companies that have gone out of business. Wall Street offered teaser rates to consumers to get them into loans, knowing that they could not qualify for the fully index rate, making billions for there firms. Many of these loans have been sold and transferred to other lenders not caring about the borrower. You here it was because of this or that on the news, but what really matters is that it is happening to you. And after hearing everything you still don’t know what to do. We have and use the underwriting guidelines of these Wall Street firms and use them to your advantage. Our automated software program determines which of the loans you have and what violation are associated with your file. Not only do we know the guidelines but we have underwriters that worked for these companies auditor your files for these violations, as well as HUD and RESPA advisors. Our automated system allows the consumer, auditor, counselor and attorneys to correspond with each other by logging in and checking the conditions of the file. This saves valuable time. Our system is secure and creates your own barcode for your file. You know that your information is being delivered. You can login at any time and be informed; leave notes for your auditor or chat live with our counselors. We have attorneys nationwide participating with our program that are trained and know what needs to be done. Not only will we help you save your home but keep you form paying thousands of dollars in IRS debt because of the new laws associated with foreclosure. That right for every dollar you lender looses they send you a 1099 as income to you so that they can write the lose off.

Ok Thats Great But How are you going to Help Me Save my Home

2007-11-25T03:56:00.000-08:00

My recast deals with adjustable rate sub-prime mortgages. Millions of consumers have to deal with skyrocketing interest rates resulting in outrageous monthly payments. Lenders qualified you for your original interest rate promising to refinance you at a lower interest rate in a few years. Two year go by and not only can you not refinance but you’re payment has gone up more than what you were told. Yes, your lender informed you that you are on an adjustable rate mortgage and that it could go up. But failed to inform you that you did not qualify according to there own guidelines for the new rate. It is our opinion that this is deceptive practices and predatory lending and we have had excellent success in proving this. If you would not have been approved at the higher interest rate why is it possible that you now have to pay this outrageous rate and payment?We don’t believe you should! And we will help you not only recast you back to your original interest rate but remove the late payments and penalties that have incurred. If you feel you are a victim of this national crisis, complete the online form and let us deal with your lender for you. Click on the link, complete the form and our auditors will request your file and attorneys will deal with your lender. There is no cost to create an account and talk with our counselors. Thank you and we hope you join the success of many other clients.

California Governor Schwarzenegger meets with Housing Leaders

2007-11-23T23:53:00.000-08:00

Governor Schwarzenegger met with housing leaders http://abclocal.go.com/kgo/story?section=politics&id=5776826 Makes temporary deals with four lenders to stop adjustable rate mortgages from increasing. Problem is that there are still penalties and moneys owed that lenders are not going to forgive with out help. And what about violations are we to forgive the lenders of this? Watch the Nightline Video about the man that Countrywide is not going to do anything about all the penalties that they say is owed.

ABC NIGHTLINE Mortgage Mess

2007-11-23T22:49:00.000-08:00

Click here to see Countrywide issue on nightline. Man was put into Sub-Prime Loan when he did not even need a Sub Prime loan. Not to mention loan officer place his income at higher than what he made. He was retired! The attorney is negotition with the lender.